Poolcorp & LightStream

Unsecured Consumer Financing Program Lightstream
  • Offered in all 50 states
  • LightStream offers unsecured consumer financing for loans up to $100,000 (as low as $5,000)
  • Funds can be used for anything you want to finance for your backyard experience (new pool construction, in-ground, above-ground, pool repairs, equipment, SPAS, outdoor kitchens, patio furniture, landscaping, irrigation, etc.)
  • Program is offered to consumers with good to excellent credit (a minimum credit score of 680 is needed to be considered for a loan offering)
  • Flexible loan terms from 24 to 84 months; no pre-payment penalty
  • Fixed Rate Interest Rates starting as low as 3.74% APR (1) (2) (3)
  • No upfront origination fees
  • Paperless on-line loan application process with a response in minutes
  • Most loans can be funded within one day after receiving a loan application if applicant so desires, and some loan applications can actually be approved and funded into the applicant’s bank account on the same day (4)
  • Application not limited to just one income earner within household; can submit a joint application within household (may improve chances of funding approval)
  • Dealers are encouraged to install the LightStream financing link www.lightstream.com/?fact=15014&subid= onto their company website. Contact Don Meyer at [email protected] for easy instructions on how to install the application finance link along with some valuable information pertaining to the program
  • For those dealers that do not have a company website, a consumer can still apply through PoolCorp’s main company website. Apply Here: www.swimmingpool.com/LightStream
  • Dealers can also receive marketing materials from their local SCP or SPP representative to help promote the program
  • In the application, a consumer applicant can Opt-In to the “Referral Program” box giving LightStream permission to refer their application to a third party lender (with whom LightStream has a relationship), if the applicant does not qualify for LightStream’s program (may increase the opportunity in qualifying for a loan offering). The applicant MUST check the box when filling out the application to receive this additional benefit.
  1. Rates are subject to change at any time without notice
  2. Interest rate range includes a .25% reduction exclusive to PoolCorp customers applied through our financing link
  3. For a 3 month period, starting March 1st, for POOL Dealers ONLY, LightStream is providing a special promotional 3.74% interest rate to jump start the busy season
  4. Loan can be funded on the same day if one applies, is approved and completes the following steps by 11:30 a.m. Pacific time on regularbusiness days (M-F): (a) reviews and electronically signs your loan agreement, (b) provides LightStream with your funding preferences and
    banking information, and (c) completes the final verification process (excludes federal holidays) .